The 7 Best Personal Finance Podcasts to Improve Your Money Mindset

If you’ve ever wished you could get smarter about money while commuting, folding laundry, or walking the dog, personal finance podcasts are your best friend. These shows take complex financial topics—like investing, debt, saving, or early retirement—and break them down in a way that’s engaging, insightful, and often surprisingly entertaining.

Whether you’re new to managing money or a seasoned budgeter looking for fresh perspectives, there’s a podcast out there tailored to your goals. Some focus on financial independence. Others dive into economic news or the psychology of spending. Below are some of the best personal finance podcasts that offer real value, no matter where you are on your financial journey.

The Ramsey Show

Dave Ramsey’s no-nonsense advice on budgeting, debt elimination, and building wealth has made him a staple in the personal finance world. The Ramsey Show features listener call-ins, practical action steps, and clear-cut rules—like the infamous “baby steps” and the debt snowball method.

While the tone can feel a little rigid for some, the show’s popularity comes from its simplicity and effectiveness. If you’re just starting out or struggling with debt, Ramsey’s principles offer a clear roadmap to financial stability—especially for those who prefer a traditional, structured approach to money.

Listen to The Ramsey Show: On iPhone | On Spotify
Watch The Ramsey Show: On YouTube

Afford Anything

Hosted by Paula Pant, Afford Anything explores the idea that you can afford anything—but not everything. Her podcast blends financial literacy with broader conversations about time, freedom, and intentional living. She often brings on economists, entrepreneurs, and thought leaders to dig into decision-making, productivity, and wealth-building.

This show is especially great for listeners interested in real estate, the FIRE (Financial Independence, Retire Early) movement, or shifting from a scarcity mindset to one rooted in long-term value. It’s smart, reflective, and empowers you to take control of your financial life from the inside out.

Listen to Afford Anything: On iPhone | On Spotify
Watch Afford Anything: On YouTube

So Money with Farnoosh Torabi

So Money blends practical advice with interviews featuring top voices in finance, business, and media. Host Farnoosh Torabi is both relatable and deeply experienced, bringing a conversational tone to topics like earning more, spending mindfully, and navigating financial challenges.

What sets So Money apart is its balance between actionable tips and human stories. It’s not just about how to invest or save—it’s about how money interacts with career paths, family dynamics, and personal identity. It’s especially recommended for women and people seeking more inclusive financial conversations.

Listen to So Money with Farnoosh Torabi: On iPhone | On Spotify
Watch So Money with Farnoosh Torabi: On YouTube

Planet Money

For those who love storytelling as much as they love spreadsheets, Planet Money is a standout. Produced by NPR, it’s less of a “how-to” podcast and more of a “here’s why the economy works the way it does” exploration. The show tackles everything from inflation and cryptocurrency to oddball economic experiments—with humor and clarity.

This podcast is perfect for anyone who wants to better understand the financial world around them. It won’t walk you through how to build a budget, but it will absolutely help you make sense of economic trends and how they impact your wallet.

Listen to Planet Money: On iPhone | On Spotify
Watch Planet Money: On YouTube

The Clark Howard Podcast

Consumer expert Clark Howard delivers bite-sized advice in The Clark Howard Podcast, focusing on saving money, avoiding scams, and spending smarter. His years of experience as a consumer advocate come through in every episode, making this podcast especially useful for practical, day-to-day financial decision-making.

Howard has a down-to-earth tone that’s welcoming even when discussing serious topics. He tackles things like choosing the best cell phone plan, avoiding sketchy credit card offers, and planning for retirement without the fluff. It’s a no-frills approach to becoming a savvier consumer.

Listen to The Clark Howard Podcast: On iPhone | On Spotify
Watch The Clark Howard Podcast: On YouTube

ChooseFI

If your goal is to retire early, travel more, or simply break free from the 9-to-5 grind, ChooseFI is a must-listen. Hosts Brad Barrett and Jonathan Mendonsa focus on financial independence strategies like aggressive saving, tax optimization, and alternative income streams.

What makes this podcast especially powerful is its community-driven nature. The hosts frequently share listener success stories, actionable frameworks, and real-life case studies of people who have drastically transformed their lives through smart financial choices. It’s motivational and practical all at once.

Listen to ChooseFI: On iPhone | On Spotify
Watch ChooseFI: On YouTube

Our Bottom Line

Whether you want to crush debt, invest wisely, build a budget that sticks, or just stop living paycheck to paycheck, there’s a podcast that can help. These shows provide more than just tips—they offer frameworks, community, and often the motivation needed to stay the course.

Start with one or two that align with your current goals. Listen during your commute or morning walk. Before long, you’ll find yourself thinking more clearly about money—and maybe even enjoying it. Personal finance may not always be easy, but with the right podcast in your ears, it gets a lot more doable.